The expert told what to do in case of a fraudulent loan
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If fraudsters issue a loan in your name, it does not need to be repaid, it is necessary to prove that the loan was not issued by you, said Andrey Petkov, General Director of the MFC “Honest Word”.
In a commentary to RIA Novosti, he said that for this it is necessary to contact law enforcement agencies, the credit institution itself and the credit history bureau.
He noted that the payment of even a part of the loan would be regarded as his recognition.
The first step, he called the filing of a statement with the police about the fact that an outsider received borrowed funds using personal data. Next, you need to send a written application by registered mail to the credit institution that issued the false loan, demanding to provide information about the agreement, and then draw up a second application with all the detailed details of the agreement under which the fraudsters issued the loan.
Next, you should contact one of the credit bureaus operating in Russia with a request to remove records of false debt and a request for a credit report from your history.
According to him, this will solve the problem of fraudulently issued debt.
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