Poll: young people are not ready to entrust the management of their money to neural networks
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More than half (52%) of young people aged 16 to 25 are not ready to trust neural networks to manage their finances. This is evidenced by the results of a joint survey on the technologies of Post Bank and the Russian University of Economics. G.V. Plekhanov. In total, more than 2,000 students took part in the survey, 70% of the participants were girls.
20% of respondents are ready to entrust their savings to artificial intelligence and neural networks, and 28% are not yet ready to answer this question.
Young people are also wary of cryptocurrencies: 43% believe that cryptocurrencies and digital currencies will not replace conventional money, and 29% are convinced that the future belongs to cryptocurrencies. 28% are undecided.
40% of respondents are ready to use technologies based on biometrics. 32% are afraid of data leakage, 26% – fraud, 17% – total surveillance. 14% of respondents could not answer the question, and the remaining 8% are afraid to get confused.
In everyday life, 43% of respondents use biometric identification to unlock gadgets, and 22% use it to pay for purchases from a smartphone. 18% of respondents do not use biometric identification at all.
The most popular payment method among young people is a plastic card (78%). In second place is cash (9%), in third place is payment using NFC in a smartphone (7%).
Young people communicate with banks mainly through chat in the application (33%). Less often – bank branches (21%) and a hotline (18%), follows from the results of the study.
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