Issuance of family mortgages in Moscow increased by 2.4 times
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Over the seven months of 2022, the volume of family mortgages in Moscow increased by 2.4 times compared to the same period in 2021. In total, during this period, 588 thousand square meters were purchased in Moscow. m of housing in the amount of 138 billion rubles. This was reported in press service Moscow complex of economic policy and property and land relations.
According to the agency, the share of Moscow in the all-Russian volume of issuance of family mortgages amounted to 23.7%. In total, in January-July, 588 thousand square meters were purchased on a family mortgage. m in the amount of 138 billion rubles. The volume of issuance at the end of the period increased by 2.4 times compared to 2021. The average mortgage rate was 4.1%, up 0.08 p.p. below the Russian average.
Families with one child account for 64.7% of issued family mortgages, in total they received 7.2 thousand loans. Families with two children received about 2.5 thousand loans – 22.2% of the total number of mortgages issued. Families with three or more loans received about 1 thousand loans, their share was 9.3%. Families with children with disabilities were issued 415 mortgages – 3.7% of the total.
Families with a child born from January 1, 2018 to December 31, 2023 can participate in the Family Mortgage. Families can take out mortgages until the end of 2023. The government plans to extend the program until July 1, 2024.
On mortgage lending in Russia – in the material “Kommersant” “Mortgage renaissance”.
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