Economist Grigorieva recommended that Russians check the amount of transfers to the Pension Fund
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In order for the employer to conscientiously transfer contributions for the employee to the Pension Fund and subsequently the employee, when calculating the pension, does not encounter the fact that he was not charged the due amount, you should regularly check the transfers on the funds website or in your personal account on the website of the tax inspectorate. About this in a conversation with the agency “Prime” told Deputy Dean of the Faculty of Economics of RUDN University Elena Grigorieva.
According to the expert, the employer is obliged to make accruals to the payroll and then transfer to the Pension Fund – 22%, the Social Insurance Fund – 2.9% plus from accidents from 0.2 to 8.5% (depending on working conditions) and the Medical Insurance Fund -5.1%.
So, if an employee’s salary is 50 thousand rubles a month, then deductions to the Pension Fund should be 11 thousand rubles a month.
For small and medium-sized businesses, the rate of general contributions is now 15%, for IT companies – 7.6%.
These deductions are made by the employer at his own expense.
On the portal of the State Service in the personal account through the service “notification of the state of the personal account” you can request information about the account, points, length of service, as well as about the insurer who has the funded part of the citizen’s pension, recalled Grigoryeva.
However, it is better, as the expert said, to apply personally to the regional branch of the PFR, or to the MFC, where they will issue a certificate with the above information. After receiving such a certificate, you need to verify the data that, according to the employee’s calculations, should be reflected in his personal personal account.
Grigorieva also said that from January 1, 2023, the PFR will also provide information on social charges and payments – a new section on the Social Insurance Fund (FSS) will appear on its website.
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