The Central Bank spoke about popular schemes for deceiving schoolchildren

Most often, schemes for deceiving schoolchildren by scammers are associated with online games, earnings and communication on social networks and instant messengers, the press service of the main department of the Central Bank for the Central Federal District reported. They noted that children and adolescents are one of the most vulnerable audiences, which often fall for deception.

According to the Central Bank, online scammers use fake online game stores in which the buyer enters bank card details, after which money is withdrawn from him. Fraudsters offer schoolchildren services to circumvent territorial restrictions that are set by gaming services. In some cases, scammers also participate in thematic forums, gain confidence in schoolchildren and receive data from their parents’ cards.

Online scammers also deceive schoolchildren on their desire to make money on the Internet. According to the Central Bank, swindlers attract teenagers with announcements of quick and easy money, offer to take tests and surveys. Under the pretext of transferring money for work, scammers receive bank card data. Sometimes financial scammers lure schoolchildren into “online investment games” that work on the basis of a financial pyramid.

Also, scammers can create fake online stores with low prices for popular products. “By luring card data, attackers empty the account, and can also get to the parents’ money if the card used by the child for purchases is linked to the adult’s account,” the Central Bank said in a statement (quoted from “Prime”).

In some cases, scammers may offer schoolchildren transfers of money from account to account for interest. As a result, adolescents are drawn into a fraudulent scheme for the transit of criminal funds, which can lead to criminal liability.

Sometimes scammers hack into social media accounts and send requests for money transfers or links to a resource with malware to contact lists. Swindlers can also ingratiate themselves with a teenager and involve him in committing economic or other crimes.

In early August, at a meeting of the specialized expert council at the Central Bank suggested freeze transfers in the amount of more than 10 thousand rubles. on intermediate and dynamic escrow accounts to fight against fraudsters, especially in the online sphere. In the summer, the Bank of Russia also proposed introducing a self-prohibition mechanism for issuing loans.

How online scammers cash in on the Russians – in the publication “Kommersant” “Hot Brand”.