The State Duma approved the idea of a limit of 100 thousand rubles in the first reading. for transfers without an account
[ad_1]
State Duma accepted in the first reading is a bill that introduces a one-time limit of 100 thousand rubles. when transferring funds without opening an account and simplified identification of the sender. The Russian government believes that the initiative will make it possible to track criminal activities, including the financing of sabotage.
According to current legislation, when transferring more than 15 thousand rubles without opening an account. You will need to provide your full name and passport details. The upper limit of the amount of such transfers is not legally limited. The initiative proposes to set the upper limit to 100 thousand rubles.
The bill adopted in the first reading also increases the maximum balance of funds that can be accumulated on a non-personalized electronic means of payment (NESP) from 60 thousand to 100 thousand rubles. Transfer limit of no more than 200 thousand rubles. per month remained unchanged.
NEPS are electronic means of payment that do not require client identification when opening: electronic wallets and prepaid bank cards. Method of crediting funds to them up to 15 thousand rubles. not limited: in cash through a terminal, through a bank, from a bank card, etc. Thus, the receipt of funds and their further withdrawal are actually not controlled, which carries the risk of using NESP for illegal purposes.
The bill was proposed by Rosfinmonitoring. According to the deputy director departments German Neglyad, the bill will affect only 10–15% of the total volume of such transactions and will not have an impact on financial inclusion. The Russian government believes that the current mechanism does not meet international standards for combating money laundering and the financing of terrorism, reports “Parliamentary newspaper”.
[ad_2]
Source link