The Russians were given advice on how much money to have for a “rainy day” in the current situation
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During the economic instability, Sovcombank chief analyst Natalya Vashchelyuk gave advice to Russians on how much to put aside for a rainy day. The agency writes Prime.
Classically, the “airbag” of a family or one person is considered to be equal to the amount that they spend in three months, and preferably in six months.
The specialist clarified that it is better to place funds in liquid instruments: cash, savings accounts or deposits with the possibility of withdrawal.
Vashchelyuk believes that it is also better to have money in excess of this amount. They can come in handy in case of urgent unforeseen expenses. Urgent medical services may arise, the need to repair a car or replace faulty large appliances.
The most important thing, the expert pointed out once again, is quick access to money and their safety. Vashchelyuk explained that complex investment schemes are not suitable. She also gave advice to keep savings for a “rainy day” in rubles, you can also consider the currencies of friendly countries.
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