The Federation Council approved the law on the indefinite right to credit holidays
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The Federation Council approved a law on granting a permanent right for Russians to receive credit holidays, should from the electronic database of the State Duma.
The law will come into force on January 1, 2024. It provides that the borrower has the right to demand from the lender a grace period of up to six months. In this case, the loan amount should not exceed 150,000 rubles. for credit cards, 1.5 million rubles. for car loans, 450,000 rubles. for other loans.
Temporary credit holiday introduced during the coronavirus pandemic, and also acted under the imposition of sanctions from March to September 2022.
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