The analyst revealed the reasons for restricting the acceptance of foreign UnionPay cards in Russia

The analyst revealed the reasons for restricting the acceptance of foreign UnionPay cards in Russia

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This is due to anti-Russian sanctions

On September 2, it became known that the Chinese payment system UnionPay limited the work with Russian banks that fell under sanctions, those cards that were issued by banks abroad. Financial analyst Mikhail Belyaev believes that such a decision is primarily due to anti-Russian sanctions.

In conversation with “Evening Moscow” Belyaev explained that the reason for such restrictions is essentially the same. As the expert noted, UnionPay is a payment system, to connect to which it is necessary that it be issued by a certain bank. The analyst recalled that in Russia, payments in dollars and euros are limited due to unilateral sanctions, in connection with which there is a similar restriction, which is not economic, but of a forceful nature.

Belyaev stressed that the restrictions are imposed for political reasons by those countries that issue their currencies, and in this case it can be dollars or euros, for which payments are unilaterally, forcefully and illegally limited. The analyst advised citizens in the current situation to use other payment methods or leave these currencies for those that are not subject to unilateral sanctions.

In addition, the expert clarified that if the system is multicurrency, then there may be restrictions on the transfer of one currency to another. When making transfers, according to Belyaev, they do not always go “yuan for yuan”, since a third currency is involved, and this mechanism worked like this before the sanctions. At the same time, as the analyst noted, unilateral sanctions place restrictions on transactions with dollars and euros, but UnionPay operates in several dozen countries.

Nevertheless, Belyaev added that the yuan is a state-regulated currency that is not fully convertible, and in a number of countries where UnionPay formally operates, there may still be certain restrictions. According to the expert, they mainly affect those banks that serve this system.

In conclusion, the expert recalled that Russia has its own payment system that operates without restrictions, and the ordinary Russian, who uses funds within the ordinary market, will not be affected in any way.

Read also: “Better than expected”: the Russian economy has shown stability

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