Putin instructed to extend the family mortgage until 2030 – Kommersant

President Vladimir Putin instructed to extend the preferential family mortgage until 2030 while maintaining the current parameters. According to the president, thanks to the family mortgage program, more than 900 thousand Russian families have improved their living conditions.

Vladimir Putin, speaking at the Federal Assembly, said that the family mortgage program launched in 2018 showed good results. “Over the past 6 years, more than a million Russian families have improved their living conditions, including more than 900 thousand with the help of a family mortgage. This program was launched in 2018 and we have constantly increased its availability,” the president said.

He called for extending the family mortgage program until 2030 under the same conditions, as well as paying special attention to families with children under six years of age inclusive. “For them, the preferential loan rate should remain the same – 6%,” the president said. Vladimir Putin proposed extending the partial repayment of the mortgage in the amount of 450 thousand rubles until 2030. at the birth of a third child in the family. According to the president, in 2024 this will require 50 billion rubles. and costs will increase in the future. “But there is money for this,” the president emphasized. The head of state set the task of making housing under construction in Russia even more affordable and noted that the housing stock should be regularly updated.

Developer shares “Airplane” against the backdrop of the president’s statement at the peak, they grew by 3.92% by closing (RUB 3,740) The group’s shares PEAK at the moment they grew to 894 rubles, by 13:50 they dropped to 880 rubles. – -1.23% below closing.

Preferential mortgage programs in Russia were supposed to end on July 1, 2024. Last year, the government reduced subsidies for banks providing preferential lending. This decision forced several large banks to introduce commissions for developers under preferential mortgage programs. In response, developers began to refuse to work with some banks or increase the cost of housing. January 15 Bank of Russia named It is risky to charge developers a commission for issuing preferential mortgages, as this reduces market transparency and weakens competition. The regulator also noted the risk of increasing the cost of subsidized housing for buyers.

Read more about the situation in the Kommersant article. “Interest has accrued on benefits”.

Alexandra Goroshilova