mobilized and volunteers are allowed to issue credit holidays retroactively – Kommersant

Mobilized or other participants in a special military operation in Ukraine can apply for credit holidays retroactively, the Central Bank said. They can indicate any date for issuing a support measure, but not earlier than the date of mobilization or the start of participation in a military operation.

“All interest accrued from the date specified by the borrower is recalculated according to the rules for calculating them during the period of credit holidays, and the accrued penalties (fines, penalties) for this period are canceled,” the statement says. message Central Bank.

Credit holidays cannot be issued retroactively for credit cards only. For them, a support measure can be issued only from the date of submission of claims for benefits.

According to the Bank of Russia, at the end of January 2023, 68.2 thousand applications for loan restructuring were satisfied (including within the framework of credit holidays) in the amount of 31.4 billion rubles. The volume of restructuring approvals for individuals fell to the level of October last year, demonstrating a decrease for several months in a row.

More details – in the material “Kommersant” “Borrowers are back from vacation”.

Leonid Uvarchev