issuance of mortgages in August reached a record 800 billion rubles. – Kommersant

In August, banks issued loans to the population for about 800 billion rubles. This is more than 20% higher than in July, and also became a record amount, according to VTB.

According to the results of the first eight months, loans issued in the mortgage market amounted to more than 5.1 trillion rubles, having already exceeded the total result of the entire 2022. The bank names Moscow and the region (more than 51.4 billion rubles), St. Petersburg (15 billion rubles), Tatarstan (8.7 billion rubles), Krasnodar Territory (8.2 billion rubles) as the leaders in terms of mortgage issuance. and the Novosibirsk region (5.3 billion rubles).

The main share of loans fell on the bank’s standard programs, according to which customers buy mainly secondary housing. In August, their share in total sales amounted to 52%. The average loan amount amounted to 5 million rubles, having decreased by more than 6% since the beginning of the year.

At the end of August, the Ministry of Agriculture announced the suspension of the issuance of soft loans at a rate of up to 3% per annum for the purchase of housing in rural areas. According to the department, this was done to “prevent” banks from exceeding the limits of the program after a sharp increase by the Central Bank of the key rate to 12%.

Details – in the material “Kommersant” “Rural mortgage was crushed by the rate”.

Laura Keffer