Details of extending family mortgages for Russians revealed
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More than half a million citizens will be able to take advantage of soft loans
The government of the Russian Federation decided to extend the term of the Family Mortgage program. Recall that thanks to this program, families with children can expect to receive a soft loan to buy an apartment or land and build a house. The corresponding decree was signed by the head of the Cabinet of Ministers Mikhail Mishustin.
The term of the “Family Mortgage” was extended for a year: if the previously adopted document said that families in which a child was born or will be born from January 1, 2018 to July 1, 2023 can count on a preferential loan, then in accordance with the adopted document, to Families with children born in the first half of 2024 will also be able to join the program. The period during which it will be possible to conclude an agreement has been extended for the same period, the last day when this can be done is July 1, 2024. By the beginning of October, about 400,000 families had taken advantage of the program. The total amount of loans amounted to more than 1.4 trillion rubles. It is assumed that due to the extension of the program, more than 150,000 families will be able to take advantage of the benefit.
Family loans are issued at a reduced rate of up to 6%. The amount can be up to 12 million rubles in Moscow and St. Petersburg, as well as in the Moscow and Leningrad regions, in all other regions of the country – up to 6 million.
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