Debt burden of Russians decreased for the first time in seven years
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The reduction in debt on unsecured consumer loans led to a decrease in the debt burden of households for the first time in seven years, according to an information and analytical material Central Bank. According to the results of the second quarter of 2022, the total load indicator decreased by 0.2 p.p. to 11.4%.
At the same time, the debt burden on credit cards, in contrast to the segment of unsecured loans, increased from the beginning of the year by 0.1 percentage points to 2.7% due to increased demand for this product. The total number of borrowers in arrears on bank loans decreased from 42.4 million to 42.1 million in the second quarter of 2022.
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