The number of borrowers in Russia increased by 2 million people in the first half of the year

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In the first half of 2023, the number of borrowers in Russia increased by another 2 million, their total number approaching 47 million people, the report says. materials TSB RF. Moreover, 17% of them have at least one loan from an MFO. The number of borrowers with three or more loans is mainly growing. There are now 11.2 million people (+1.4 million over six months). This indicates that the growth of lending is accompanied by an increase in the debt load of citizens.

The Central Bank records an increase in the number of borrowers in all segments of consumer lending. The number of credit card holders is equal to the number of citizens with cash loans (23 million people in each segment). The number of mortgage borrowers exceeded 10 million people. Almost half (46%) have at least one unsecured loan in addition to their mortgage.

Read more in the information and analytical material Central Bank “Analysis of trends in the retail lending segment based on credit history bureau data” for the first half of 2023.

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