The head of the Central Bank commented on the creation of a competitor to NSPK – Kommersant
[ad_1]
The Central Bank of the Russian Federation is not against the emergence of a competitor to the National Payment Card System (NSPK), said Elvira Nabiullina, head of the regulator. According to the chairman of the Bank of Russia, it is necessary to develop a nationwide payment infrastructure. Privatization of NSPK, in her opinion, is still premature.
“I always have a good attitude towards competition… We now do not have so much competition between one card and another card, we are now developing competition between different payment methods. There is an SBP (fast payment system of the Bank of Russia – “b”), there are banks’ own payment services, using qar codes, different schemes, so the competition has just intensified, but I don’t mind if suddenly market participants decide to create an additional – not alternative – namely, an additional means of payment in the form of a card, but they themselves must understand how financially profitable it is, instead of developing other competitive services,” said Ms. Nabiullina on the sidelines of SPIEF.
According to her, Mir cards work normally, tariffs have not increased since the withdrawal of international payment systems.
In addition, she recalled that the possibility of NSPK privatization is legally prescribed. “In our opinion, it is premature to do this, because the task of the NSPK is to develop nationwide infrastructure solutions that everyone can use. If it is a private monopoly, it will in no way be better than the state monopoly in this regard, it will be worse, because services will be developed in the interests of private shareholders, even if there are several of them, but this is most likely unlikely to be the development of a nationwide infrastructure, there a conflict of interest is possible if they want to be the owners of financial companies that use this infrastructure, and other owners will not use it,” she said.
Earlier, the heads of Russian banks began to raise the topic of a competitor to the Russian NSPK, declaring the need to create an alternative to Mir cards. At the end of May, the head of Tinkoff Bank, Stanislav Bliznyuk, spoke about this, and on the eve of SPIEF, German Gref, chairman of the board of Sberbank, who, in an interview with RBC, announced the idea of creating a competitor to NSPK.
On the plurality of payment systems e in column Maxim Buylov.
[ad_2]
Source link
