The CEO of the FinTech Association named the key areas for industry development

The CEO of the FinTech Association named the key areas for industry development


Prospects for the development of financial technologies in Russia in 2024 are associated with the introduction of innovations in payments and new digital assets. General Director of the FinTech Association Maxim Grigoriev spoke about this at the conference "Fintech-2024". Development directions"organized by the Kommersant Publishing House.

According to him, in terms of eliminating “payment slavery” and introducing innovative payment technologies, the Russian market is already making good steps. For example, from May 1, the law on transfers to oneself (Me2Me) will come into force, which will set a limit of 30 million rubles, which will be very convenient for citizens. “This is also a universal single QR code, a system of equidistant biometrics and bioacquiring,” listed Mr. Grigoriev.

The introduction of a digital ruble and the development of interaction with digital currencies of central banks of friendly countries is promising, the expert continued: “Last year we already had 70 billion rubles. capacity of this market, and this will continue.” Artificial intelligence also remains one of the key prospects. “It is very important to ensure equidistant access to this technology in order to prevent monopolization and stimulate competition,” explained Maxim Grigoriev. Finally, among the promising areas for the development of fintech is the exchange of data that “feeds artificial intelligence and core technologies,” the expert concluded.

Mr. Grigoriev also compared the main trends in financial technologies in Russia and abroad. In general, the world is experiencing a bit of a winter in terms of distributed finance, he said: “There is an emerging interest in the root core technologies, Web3. The use of crypto instruments is cooling down a little. In terms of artificial intelligence, there was a slight setback globally, and everyone was expecting another “winter,” but the emergence of large language models spurred development and interest in the technology. As for us, here we can proudly say that our payment technologies are very competitive, and, most importantly, they continue to develop. We can compare this to the world quite clearly.”



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