The Central Bank offered an alternative to additional confirmation of transfers over 10 thousand rubles
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The Bank of Russia did not support the introduction of additional confirmation of transfers, instead, with the participation of the Central Bank, a bill was prepared that provides for a two-day “cooling off period”. During this time, the sender of funds can cancel the transfer, informs RBC. This is how the regulator reacted to the initiative to introduce additional confirmation of transfers over 10 thousand rubles. in the fight against fraud.
The Bank of Russia has previously established identification requirements, including PIN codes and SMS passwords. “Given that social engineering methods remain the main tool of attackers, citizens, even if there is a mechanism for confirming a banking operation, being misled, still confirm money transfers,” the regulator noted.
Previously on the board at the Central Bank suggested a mechanism for freezing transfers from 10 thousand rubles to combat fraudsters. This was reported by Izvestia. To unfreeze an account, you need to enter a PIN code or go through additional identification.
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