RNCB received a net loss – Newspaper Kommersant No. 46 (7491) of 03/20/2023

Crimean RNCB, the sale of which to VTB may be closed in the first quarter, has published a report under RAS. The bank’s net interest income grew by 5.6 billion rubles, to almost 25 billion rubles. However, due to a large-scale increase in provisions for possible credit losses on loans, as well as funds placed on correspondent accounts, and other positions, in total by 25.5 billion rubles. (an increase of 2.4 times compared to 2021), the bank received a net interest loss in the amount of 526 million rubles.

Fee and commission income increased by RUB 1.3 billion to RUB 12.3 billion. The bank also reflected the accrual of a provision for “other losses” in the amount of 8.9 billion rubles, while last year they were released 20.6 million rubles. reserves. At the same time, the bank remained in profit, earning over 9 billion rubles. and increased it by almost 41%. The capital adequacy ratio (N1.0) increased over the year to 19.59% (+1.9 percentage points).

Net loan debt increased from 274.2 billion to 303.7 billion rubles, and client funds – from 243.3 billion to 269.8 billion rubles. The deposits of the population and individual entrepreneurs account for 184.8 billion rubles. The bank’s capital grew from 65.5 billion to 81.69 billion rubles. The market value of RNCB as of September 30, 2022, according to an independent appraiser, amounted to RUB 48.4 billion.