In 2022, the net profit of Sberbank decreased by 75.7%
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In December, the net profit of the credit institution amounted to 125.5 billion rubles, which is 40.1% higher than in 2021 (89.6 billion rubles). In addition, according to the report, in December 2022, Sberbank’s net interest income increased by 19.5% to RUB 176.5 billion. At the end of 2022, this indicator exceeded the figures for 2021 by 5.2%, amounting to 1.7 trillion rubles.
The growth of net fee and commission income accelerated in December to 16.7% (67.5 billion rubles). In 2022, the indicator also increased relative to 2021 – up to 614.8 billion rubles. (by 6.2%). Operating expenses in December decreased by 12% yoy to RUB 80.6 billion. At the end of 2022, this indicator decreased by 5%, to 670.4 billion rubles.
In addition, Sberbank notes that in December the retail loan portfolio grew to 12 trillion rubles. (by 1.7%), and for 2022 – by 12.9%. In the last month of 2022, the bank provided loans to private clients for a total of RUB 625 billion. It is noted that the issuance of mortgage loans has become a record. They reached 382 billion rubles. At the end of 2022, the portfolio of housing loans amounted to 7.7 trillion rubles, having increased by more than 20% compared to 2021.
The volume of consumer loans since the beginning of the year also reached its maximum – 243 billion rubles. The corporate loan portfolio grew in 2022 by 12.4% year-on-year, amounting to RUB 18.8 trillion.
To date, the number of retail clients of the credit institution has reached 106.7 million people, and the number of legal entities has exceeded 3 million companies, Sberbank said.
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