Every second borrower experiences difficulties with repayment of loans
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As shown survey According to the NAFI analytical center, the share of Russians who had to take or repay a loan from a bank over the past year increased from 33% in 2017 to 53% in 2023. At the same time, every second of those who used credit funds over the past year at least once encountered financial difficulties in repaying a loan. Most often, respondents in the age group of 25–34 years old and people without higher education experienced problems.
Every fourth respondent (24%) expressed confidence that a slight delay in making loan payments is not terrible. Five years ago, 38% of respondents answered this way.
Problems with the growth of unsecured retail lending were also recorded by experts from the ACRA rating agency. Read more about it Here.
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