When applying for a mortgage for IT-specialists, salary requirements were canceled
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The government has softened the terms of mortgage loans for IT professionals. Now preferential mortgages up to 36 years old are issued without requirements for the level of the minimum wage. The document is posted on site government.
Previously, in million-plus cities, in order to receive a preferential loan, IT specialists had to earn at least 120 thousand rubles. per month, not less than 150 thousand rubles. in Moscow, in other cities – 70 thousand rubles. per month. The government believes that the document will allow more IT professionals to buy housing on favorable terms.
Preferential mortgages for IT professionals were launched in 2022. The rate on them is up to 5% per annum. Initial payment – from 15%. The maximum amount of a state-subsidized loan for million-plus regions is 18 million rubles, for the rest – 9 million rubles.
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