the limit of transfers to other banks without commission will be increased to 30 million rubles. per month – Kommersant
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The limit of transfers to oneself without commissions will be increased to 30 million rubles. per month. Such amendments were prepared for the second reading of the bill adopted by the State Duma at the end of 2022. “News”. Changes can be considered already today, July 17.
According to the updated version of the draft law, financial organizations cannot limit the amount or number of transactions for transferring funds from an account to an account of a Russian within 30 million rubles. An exception will be transfers that citizens make in person at the branch, or transfers from card to card.
In addition, the bank is obliged to inform the client free of charge about the expiration of his deposit at least five days before this moment. This requirement will come into force six months after the official publication of the law, and the ban on charging fees for transfers to oneself – after nine months.
Information about plans to increase the limit on transfers to 30 million rubles. a month, Anatoly Aksakov, head of the State Duma committee on the financial market, confirmed to Izvestia. The bill also removed the ban on setting deposit rates depending on the source of funds, said Anatoly Kozlachkov, vice president of the Association of Banks of Russia.
Now Russians can transfer up to 100 thousand rubles a month. without commissions through the system of fast payments (FPS). For transactions above this amount, you need to pay no more than 0.5% of the transfer (maximum – 1.5 thousand rubles). The credit institutions themselves set the fee for other interbank transactions; for some banks, it reaches 1.5% of the transfer amount.
Rosfinmonitoring reported that it was going to oblige banks to conduct money transfers with the indication of the recipient’s data from January 1, 2026. Office also announced setting a limit on transfers without opening an account in the amount of 100 thousand rubles. or currency equivalent.
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