The Central Bank will tighten the mortgage with a low down payment from December 1
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Regulation of the issuance of mortgages with a low down payment (not higher than 10%) in the primary housing market will be tightened. From 1 December 2022 the Bank of Russia establish premium to the risk ratio for mortgage loans in rubles at 2.0. This decision was due to the fact that during the second quarter, banks practically did not provide loans under an agreement on participation in shared construction with an initial payment of less than 10%. Their share was 0.3% (2.6% in Q1 2022).
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