Since the beginning of the year, Russian banks have issued more than 1.4 trillion rubles. car loans – Kommersant
[ad_1]
According to VTB (MOEX: VTBR), Russian banks issued car loans worth more than 1.4 trillion rubles in January-November, which is double the figures for the same period last year. This was stated by the head of the VTB Auto Lending Department, Alexey Bocharnikov. It is predicted that by the end of the year, banks will increase sales to 1.6 trillion rubles, which will become a record.
According to the credit institution, in November individuals received about 151 billion rubles for the purchase of cars, which is 11% less than in October. VTB issued more than 28.3 billion rubles last month. in the car lending segment and with a share of about 19%, it leads the market for the fourth month in a row.
In the regions, the first place in terms of the volume of loans is occupied by Moscow and the Moscow region, where borrowers received more than 43 billion rubles from VTB for the purchase of vehicles. The top 5 also included St. Petersburg with the Leningrad region (more than 19 billion rubles), Krasnodar Territory (9.2 billion rubles), Tatarstan (8.8 billion rubles) and the Chelyabinsk region (6 billion rubles).
The average amount of one car loan in November was about 1.3 million rubles, which is comparable to the result of 2022. The largest car loan amount was noted in the new car segment – about 1.7 million rubles, in the secondary segment – 1.2 million rubles.
According to Autostat, the car market in November more than doubled compared to last year, but decreased by 2.3% compared to October. According to analysts, the budget segment is more susceptible to changes in the market: sales could slow down against the backdrop of rising prices for car loans due to an increase in the Central Bank rate.
Details – in the material “Kommersant” “The car market ended the fall with a fall”.
[ad_2]
Source link