Russians took out a record number of microloans “before payday” in 2023 – Kommersant
[ad_1]
In 2023, Russians took out almost 35 million payday loans in the amount of up to 30 thousand rubles for up to a month with a one-time repayment. This is 12.25% more than in 2022 (31.1 million loans), and almost 22% more than in 2021 (28.62 million), they report “Vedomosti” with reference to data from the National Credit Bureau.
In total, over the three quarters of 2023, citizens borrowed 348.1 billion rubles from microfinance organizations. – 18.2% more than similar values in 2022, follows from NBKI data.
MFC Lime Loan reported that the company issued 36.6% more payday loans in 2023 than in 2022. The total amount of such loans also increased – by 84.4%, to almost 17 billion rubles. Migcredit MFC said that in 2023, the number of payday loans more than doubled.
At the same time, the SRO “MiR” (the largest association on the market) told Vedomosti that it is premature to evaluate the results of the year based on the total amount of microloans issued. Over the three quarters of 2023, Russians took out loans worth RUB 348.1 billion from microfinance organizations. Of these, “payday loans” accounted for 26%, or about 90.5 billion rubles, which is 18.2% more than the level of 2022, noted the SRO “MiR”.
High demand for loans among Russians appeared against the backdrop of inflation and tightening credit policies of banks, believes Andrey Ponomarev, head of the Webbankir online platform. Moneyman CEO Alexander Pustovit noted that Russian banks are now actively starting to develop the microfinance sector and issue urgent loans to the population.
On requests from MFO market participants to the Central Bank to ease requirements – in material “Ъ”.
[ad_2]
Source link
