Payments tend to zero probability // By how much and why the share of bad debts of Russians has increased

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The share of debts of Russians with the status “unpromising” exceeded a quarter of the total amount of arrears. In 2023, banks sold such debts to collectors for 67 billion rubles, the chances of collecting them are considered almost zero, the National Association of Professional Collectors reported. From her explanations it follows that the debt is regarded as unpromising if the client is in the process of bankruptcy or has died. In addition, the category of low quality includes loans for small amounts and without the necessary documents for the debtor, as well as those for which the deadline for submitting collection claims has expired.

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