NBKI: Russians stopped paying almost 7 million microloans
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In October, the share of loans overdue by more than 90 days (NPL90+) increased to 43.1% of their total number in the portfolios of microfinance organizations (MFIs). This is reported RBC with reference to data from the National Bureau of Credit Histories (NBKI). The share of NPL90+ exceeds 40% for the second month in a row, this is the highest amount of NPLs since the crisis that arose against the backdrop of the COVID-19 pandemic.
Since August, the share of NPL90+ has grown by 9.1 p.p. The number of outstanding loans for three months increased by 28.8% or 1.5 million. At the end of October, there were 16.1 million active loans on the balance sheet of MFIs, of which 6.93 million were overdue. The quality of loans began to deteriorate “against the background of general uncertainty,” said Alexei Volkov, NBKI Marketing Director.
The average amount borrowers request from MFIs has been declining for the fourth month in a row, declining by more than 9% over this period. According to the online platform Webbankir, the requested amount in early November amounted to 11.23 thousand rubles. against 12.34 thousand rubles. in July. Such a drop was not recorded even during the pandemic and in the spring, immediately after the outbreak of hostilities in Ukraine.
Details – in the material “Kommersant” “Borrowers have reduced requests”.
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