From 2025, when issuing a loan, Russians will be required to have a TIN due to the law on self-prohibition
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Russians will be able to get a loan only after providing a tax identification number, said Anatoly Aksakov, head of the State Duma Committee on the Financial Market. According to him, this is necessary so that banks can check whether there is a self-prohibition on loans.
“TIN will be used as an identifier. This number will be required to set a self-ban on issuing loans. In addition, Russians will be able to get a loan only after providing a TIN, so that banks can check the data with the register of self-prohibitions,” he said in an interview “Izvestia”.
As Mr. Aksakov clarified, financial organizations will contact the National Bureau of Credit History. It is assumed that the law on self-prohibition of loans will come into force in 2025 after a “major technological reconfiguration of the systems.” “It will be necessary to establish interaction between banks and BKI, and this will take time,” he added.
In October, the State Duma adopted in the first reading a bill on the right of citizens to establish a ban on concluding loan agreements with them. The idea of the authors of the initiative – to put an additional barrier to fraudulent actions using social engineering – was approved by the deputies, but they also proposed a number of other measures to strengthen the fight against scammers and other antisocial elements.
Details – in the material “Kommersant” “Deputies against scammers”.
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